A fresh approach

New thinking on SSAS management

Small Self-Administered Scheme (SSAS) pension specialists

Bootham Pensions & Investments believe that in the right circumstances, a Small Self-Administered Pension Scheme (SSAS) can be a powerful tool for your business. We can help you establish and make the most of your SSAS, with comprehensive business and financial guidance throughout the duration of your scheme. With Bootham Pensions & Investments you are supported throughout when it comes to managing your SSAS business pension.

ssas-infographic-1-retina

What is SSAS?

A SSAS, or ‘Small Self-Administered Scheme’ is a registered pension scheme designed specifically for small businesses.

ssas-infographic-2-retina

Fund my business

Pension-led funding offers business owners true flexibility, with the option to invest a portion of their pension into their own company.

The SSAS benefits

The purpose of a SSAS pension is to provide a pot of money for you to fund your retirement. It has a number of unique benefits for business owners, including the ability to improve cashflow by providing a loan back to your business. It can also be used as an attractive planning tool to reduce Corporation Tax.

A SSAS is registered with HMRC and benefits from 3 key tax reliefs.

ssas-infographic-no-1-retina

Your company and personal contributions are deductible against tax

ssas-infographic-no-2-retina

No capital gains tax to be paid on disposal of investments

ssas-infographic-no-3-retina

Take out a tax free lump sum on retirement from 55 years of age

sass-infographic-3-retina

Trust & Succession Planning

The scope for succession planning is a final tax benefit of pensions and SSAS pensions. Utilising Life Time Allowances can be an effective way of reducing Inheritance Tax (IHT), enabling you to pass family assets efficiently to the next generation. Although, IHT planning is not the primary use or design for a pension, with the right guidance it can be a powerful solution. With excellent industry contacts and access to bespoke trustee consultations, please get in touch for further information.

Risk warnings:

A pension is a long term investment. The fund value may fluctuate and can go down. Your eventual income may depend upon the size of the fund at retirement, future interest rates and tax legislation.

The tax treatment is dependent on individual circumstances and may be subject to change in future.

Inheritance Tax Planning advice is not regulated by the Financial Conduct Authority.

Get in touch for a fresh approach to investment and pension planning

Your information will not be used for marketing purposes.

Bootham Pensions & Investments

60A York Road, York YO24 4NW

Follow us:

Sitemap

©2019 Bootham Pensions and Investments Limited

Bootham Pensions and Investments Limited is registered in England and Wales (Company Registered number 10627478) and its Registered Office Address is 60A York Road, York, YO24 4NW.

This website is aimed at UK Residents only.

Website designed and produced in-house by